Health Insurance for the Cruiser

A general Introduction to the International Private Medical Insurance Industry (IPMI). The structure of IPMI policies and firms offering them. The type of policy in terms of benefit level and deductible combination that almost all cruisers buy and why. Quality control checklist, policy wording, domicile, regulator, underwriter, consumer protection, legal enforceability of contract. The key things to understand about all international policies. How claiming works. Quick case studies. How pre-existing conditions are handled. Evacuation and Rescue scenarios, how it works with insurers. A discussion of DAN Boater and Dan for Divers.